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Checking Accounts

All First City Bank checking accounts offer the following great features!

Check Unlimited Check Writing CheckOnline Banking with Bill Pay

Check Mobile Banking with Mobile Deposit CheckEligible for Relationship Savings Account

CheckFirst City Bank Visa ® Debit Card Check CardValetTM

Additional FeaturesCity Club Relationship BankingCity Life BankingCity Checking
Refund Service Charge by:

Maintaining a $5,000 minimum daily balance1

OR

Maintaining $20,000 in combined previous month average balances in other First City Bank personal checking, savings, or certificate of deposit accounts (excluding IRA's)

eStatements and one or more of the following:

Maintaining $1,500 minimum daily balance3

OR

10 debit card POS purchases4 totaling at least $200

OR

1 direct deposit4,5 or mobile deposit2 of at least $500

OR

4 First City Bank online bill payments4

N/A
ATM Service Fees Refunded Up to $15 in ATM service fees/ATM service charges refunded2 if one of the above refund requirements are met Up to $15 in ATM service fees/charges refunded2 if one of the above refund requirements are met N/A
Earns Interest - Rates Check    
IDProtect™ for your and your family6
Cellular Telephone Protection7
Discounted Gas and Gift Cards
Check    
Statement Options eStatements with check images8 eStatements8
eStatements8
Service Charge $15 $10 $5

1 Balance must not fall below $5,000 any day of the monthly statement cycle
2 Per monthly statement cycle
3 Balance must not fall below $1,500 any day of the monthly statement cycle
4 Posted to your account during the monthly statement cycle
5 ACH direct deposit through a third party service provider (such as a recurring payroll or government benefit deposit)
6 Family includes: Spouse, persons qualifying as a domestic partner under the provisions of any applicable federal, state or local law, children under 25 years of age and parent of such natural persons who are residents of the same household.
7 Refer to Guide To Benefit for complete details of coverage.
8 Paper statement available for a small fee
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