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Certificates of Deposit and IRA's

Certificates of Deposit

First City Bank Certificates of Deposit are available in a variety of terms to meet your individual financial needs. From as few as 30 days to as long as 60 months, our Certificates of Deposit offer a guaranteed return with competitive fixed rates. The minimum to open a Certificate of Deposit is $1,000 and rates vary according to the term selected. Federal regulations require penalty for early withdrawal.

Rates & Terms

Individual Retirement Accounts (IRAs)

First City Bank can help you achieve your financial goals with a risk free Individual Retirement Account. Enjoy the comfort and safety of FDIC insurance while earning a competitive interest rate. First City Bank’s IRAs are available with both fixed and variable rates and may be tax deferred depending on your income. A penalty may be imposed for withdrawals before maturity.

Certain Federal restrictions apply to Individual Retirement Accounts (IRAs).

Rates & Terms