Wednesday, August 27, 2014

Savings & Money Market Accounts

Relationship Savings Account*

A high yield savings account exclusively for First City Bank Rewards Checking or IDeal Checking account customers! Our no monthly service charge and no minimum balance Relationship Savings account lets you build your savings account balance quickly and easily! Enjoy the convenience of a monthly combined checking and savings statement. The features include:

  • $25 minimum to open
  • Automatic checking-to-savings account transfers
  • Monthly combined statement
  • No monthly service charge
  • No minimum balance requirement
  • Interest compounded daily and credited monthly
  • 2 free withdrawals per monthly cycle**
  • More than 2 withdrawals per monthly cycle $5 each

*First City Bank Rewards Checking or IDeal Checking account required.  

 Rates & Terms             Apply Now

^Top

First Savings Account

A First City Bank Savings Account offers you flexibility and convenience. Our interest bearing no-term savings accounts are ideal for growing your nest egg. Our savings accounts are designed specifically to help you reach your financial goals. Start now and build your future with a First City Bank Savings Account! The features include:

  • $100 minimum to open
  • Interest compounded daily and credited quarterly (If receiving combined statements, interest will be credited monthly)
  • 2 free withdrawals per monthly cycle**
  • More than 2 withdrawals per monthly cycle $5 each
  • $500 minimum daily balance to avoid $5 monthly service charge

Rates & Terms              Apply Now

^Top

Personal Money Market Account

A money market account at First City Bank offers you a higher interest rate than a regular savings account with the flexibility of a checking account. Our tiered interest schedule awards you with higher interest rates as your account balance grows. The features include:

  • $100 minimum to open
  • Interest compounded and credited monthly
  • Unlimited over-the-counter withdrawals
  • 3 free debit transactions per monthly cycle**
  • More than 3 debits per monthly cycle $5 each
  • Per item deposited up to 50 - FREE.  In excess of 50 per monthly cycle is $.25 per item
  • $2,500 minimum daily balance to avoid $10 monthly service charge

Interest is paid on minimum daily available balances according to the following tiers:

Tier I $100,000 or more
Tier II $25,000 - $99,999
Tier III $10,000 - $24,999
Tier IV $2,500 - $9,999
Tier V $0 - $2,499

**During any calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party.

Rates & Terms

^Top

Personal | Business | Loans | Wealth Management | Online Services | Site Map | Home

About Us | City Club | Customer Service | Join First City | The Daily Dolphin | Privacy Statement

First City Bank | 135 Perry Avenue, Fort Walton Beach, FL 32548

(850) 244-5151 | service@firstcitybank.com

©2014 First City Bank. All rights reserved. | Website Design by Digital Intersection.