Savings & Money Market Accounts
Statement Savings Account
A First City Bank Savings Account offers you flexibility and convenience. Our interest bearing no-term savings accounts are ideal for growing your nest egg. Our savings accounts are designed specifically to help you reach your financial goals. Start now and build your future with a First City Bank Savings Account! The features include:
- $100 minimum to open
- Interest compounded daily and credited quarterly
- Withdrawals up to 2 are free (In excess of 2 per month is $2 each)
- $500 minimum daily balance to avoid $5 monthly service charge
- Free Online Banking
- Free Telephone Banking
Rates & Terms
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Personal Money Market Account
A money market account at First City Bank offers you a higher interest rate than a regular savings account with the flexibility of a checking account. Our tiered interest schedule awards you with higher interest rates as your account balance grows. The features include:
- $100 minimum to open
- Interest compounded and credited monthly
- Unlimited over-the-counter withdrawals
- Third party or preauthorized withdrawals/transfers of up to 3 are free (in excess of 3 per month is $5 each)*
- $2,500 minimum daily balance to avoid $10 monthly service charge
- Free Online Banking
- Free Telephone Banking
Interest is paid on minimum daily collected balances according to the following tiers:
| Tier I |
$100,000 or more |
| Tier II |
$25,000 - $99,999 |
| Tier III |
$10,000 - $24,999 |
| Tier IV |
$2,500 - $9,999 |
| Tier V |
$0 - $2,499 |
*Federal regulations limit third party or preauthorized transfers to 6 per statement cycle.
Rates & Terms
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