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Interest Rates are Rising at First City Bank

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12 Month Certificate of Deposit - 1.75% APY**

 If you are interested in a specific term but want to keep your options open, 12 month CD could be your best option.  This rate is higher than our money market account and still offers a shorter term - keeping your investment strategy open to market flexibility.  CD's are available to our geographic trade area:  Okaloosa, Santa Rosa, and Walton Counties.  

Money Market Rates

You can earn as high as .90% APY* on balances of more than $100,000

In our current rising rate environment, you may not want to limit your hard earned savings with a stationary CD rate.  Keep your money working for you but keep it available and at your finger tips by taking advantage of our money market rates.  

Tier I - more than $100,000 - .90% APY*

Tier II - $25,000.01 - $100,000.00 - .75% APY*

Tier III - $10,000.01 - $25,000.00 - .50% APY*

Tier IV - $2,500.01 - $10,000.00 - .25% APY*

Tier V - $0.00 - $2,500.00 - .15% APY*

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City Club Relationship Banking Accounts

You can earn as high as .80% APY* on balances of more than $50,000

Balances $0.00 - $50,000 - .50% APY*

Our City Club Relationship Banking account will pay interest on all balances and allow you to maximize your earning potential just by banking with us.  You can avoid services charges and receive up to $15 in ATM fee refunds by meeting the minimum balance options. Because you've trusted us with your money, we also offer Identity Theft Protection as a benefit on this account.    

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*Annual Percentage Yield effective as of 1/25/2018.

**Annual Percentage Yield effective as of 1/25/2018. First City Bank reserves the right to change or withdraw this offer at any time.  Minimum balance to open is $1,000.  Subject to an early withdrawal penalty. 

 All products are priced daily and subject to change without notice. Fees could reduce  earnings.