Personal Loans

First City Bank can help with all of your lending needs. Whether planning for a major purchase, consolidating debt, or paying for back to school expenses, First City Bank has the right loan for you.

Credit decisions are made locally with local management, which enables First City Bank to quickly respond to your finance needs.

First City Bank offers a variety of personal loans. Choose a loan type and start now!

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Consumer Loans

New or Used Autos- Call First City Bank at (850-244-5151) for current rates.
Recreation Vehicles/Boats
CD or Savings Secured
Personal/Signature- Let First City Bank help you with those unexpected life emergencies like Back to School expenses, Home Improvement, or your daughter’s dream wedding.
Overdraft Protection - First City Bank will transfer available funds into your overdrawn First City Bank account to help you avoid those unwanted overdraft fees.
Line of Credit - First City Bank can help you be prepared with a rainy day fund with access to a one year line of credit. Available funds will be deposited directly into your First City Bank checking account.
First Credit Line Unsecured - First City Bank can help you be prepared with a rainy day fund with access to a ten year line of credit. Available funds can be transferred to a third party by writing a personal First Credit Line check.

Home Equity Loans

First Credit Line Home Equity - First City Bank can help you with your dream vacation or home project with a ten year open-end line of credit secured by the equity in your residence. Available funds can be transferred to a third party by writing a personal First Credit Line check.

Home Equity - First City Bank can help you with your dream vacation or home project with a five or ten year term loan secured by the equity in your residence.

To start your loan application process, you will need:

Completed loan application signed by all borrowers
Recent pay stub
Completed personal tax returns for previous three years, if self employed
Drivers License and Social Security Card

First City Bank personal loans may be secured or unsecured, with either fixed or floating interest rates. All loans are subject to credit approval.

Call First City Bank today to learn more about how we can serve your needs with our various personal loans (850-244-5151).