Certificates of Deposit & IRAs
Certificates of Deposit
First City Bank Certificates of Deposit are available in a variety of terms to meet your individual financial needs. From as few as 30 days to as long as 60 months, our Certificates of Deposit offer a guaranteed return with competitive fixed rates. The minimum to open a Certificate of Deposit is $1,000 and rates vary according to the term selected. Federal regulations require penalty for early withdrawal.
Individual Retirement Accounts (IRAs)
First City Bank can help you achieve your financial goals with a risk free Individual Retirement Account. Enjoy the comfort and safety of FDIC insurance while earning a competitive interest rate. First City Bank’s IRAs are available with both fixed and variable rates and may be tax deferred depending on your income. A penalty may be imposed for withdrawals before maturity.
Certain Federal restrictions apply to Individual Retirement Accounts (IRAs).