Online Banking Security Statement

Online Banking Security
First City Bank works with cutting edge technology to ensure that the most secure environment is made possible for our valued customers. You can be completely confident of the following security measures:

Secure Environment
Firewalls are used to protect the information on our Internet banking site. A firewall is a combination of software and hardware products that designate parameter control and limit the access that outside computers have to internal networks and databases.

Multifactor Authentication
Multifactor Authentication uses multiple factors to authenticate users such as:
 1. Things You Know: User IDs and Passwords
 2. Pictures and text phrases selected by the user to identify the website
Multifactor Authentication also combines the traditional customer user code and password with Machine Forensics to determine the type of computer you are using such as personal or public computer. If a user is using a public computer, an additional piece of security information must be provided by the user to authenticate their true identity. 

Secure Login
No one can access your information on line without your access ID and password. The online banking system checks for invalid logins and automatically disallows a user after three invalid attempts. You can protect your account information by logging off of your computer when you have completed your transaction. If you forget to log off, our online banking system will disconnect you after a certain period of inactivity.

Your Password
You will be responsible for maintaining one of the most important security measures, your password. Your online banking password should always be kept a secret. Memorize it, or write it down and keep it in a safe place. It is not recommended you carry your password in your purse or wallet. Make sure no one watches you enter your password and always close your browser when leaving the computer. Make sure you regularly scan your computer for viruses that could be used to capture password keystrokes. You ultimately hold the key to your password.

Secure Communications
Secure browsers such as Microsoft's Internet Explorer are required to access your information. Only browsers with 128-bit encryption technology, the strongest encryption available, are supported. Encryption is accomplished through Secure Sockets Layers(SSL) which utilize mathematical formulas to "encrypt" or hide information from prying eyes on the Internet. Additionally, if SSL detects that data was added or deleted after you sent it to the bank, the connection will be severed in order to guard against any tampering. 

Your browser is an important part of the overall security measures designed to protect your Internet banking transactions. Please consult the information below to make sure you are using supported browser/system requirements.

• Minimum of at least 56K Modem (40kbs) Connection
• Screen Resolution set to 800 X 600 or higher
• Pentium II, 233MHz or faster
• Cookies enabled. (First and 3rd Party) for specific domains eCorphost.net and bankbyweb.net
• JavaScript enabled.
• Active X enabled.

Betaversions of Internet browsers are not supported on any operating system. Please click on appropriate link to view and download the latest version of supported browsers. Prior to download please review each browser's system requirements.

Personal Online Banking List
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