Thursday, July 29, 2010

Rates&Terms*      Effective 07/23/2010

Money Markets


RateAPY**
Tier I    ($100,000.00 or more) 1.25% 1.26%
Tier II   ($25,000.00-$99,999.99) 0.75% 0.75%
Tier III  ($10,000.00-$24,999.99) 0.50% 0.50%
Tier IV   ($2,500.00 - $9,999.99) 0.25% 0.25%
Tier V    ($0.00 - $2,499.99) 0.10% 0.10%

CD's


RateAPY**
30-89 Days 0.50% 0.50%
90-179 Days 0.50% 0.50%
180-364 Days 1.25% 1.25%
12-17 Months 1.50% 1.50%
18-23 Months 1.60% 1.60%
24-29 Months 1.75% 1.75%
30-35 Months 2.00% 2.00%
36-47 Months 2.00% 2.00%
48-59 Months 2.00% 2.00%
60 Months 2.00% 2.00%

Savings


RateAPY**
First Savings 0.25% 0.25%
Relationship Savings 1.00% 1.01%

IRA's


RateAPY**
12 Month Variable 1.50% 1.51%
12 Month Fixed-Rate 1.50% 1.51%
24 Month Fixed-Rate 1.75% 1.76%

Rewards Checking Click here for Eligibility Requirements


RateAPY**
Requirements are NOT met:
All Balance
0.10% 0.10%
Requirements are met:
All Balance
1.00% 1.01%

Checking


RateAPY**
Classic Checking 0.10% 0.10%
Forward 50/Plus Checking 0.10% 0.10%
Ultimate I/II Checking 0.10% 0.10%

First City Bank Prime Rate -  4.00%
Earnings Credit Rate (90 day Treasury Bill Rate) - 0.160%

*All products are priced daily and subject to change without notice. Fees could reduce earnings.
**APY = Annual Percentage Yield.

Additional information available from any of our Customer Service Representatives.

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