Rates&Terms* Effective 03/01/2010
Money Markets
| Rate | APY** |
| Tier I ($100,000.00 or more) |
1.75% |
1.76% |
| Tier II ($25,000.00-$99,999.99) |
1.00% |
1.01% |
| Tier III ($10,000.00-$24,999.99) |
0.75% |
0.76% |
| Tier IV ($2,500.00 - $9,999.99) |
0.50% |
0.50% |
| Tier V ($0.00 - $2,499.99) |
0.25% |
0.25% |
CD's
| Rate | APY** |
| 30-89 Days |
0.50% |
0.50% |
| 90-179 Days |
0.50% |
0.50% |
| 180-364 Days |
1.25% |
1.25% |
| 12-17 Months |
2.00% |
2.00% |
| 18-23 Months |
2.10% |
2.10% |
| 24-29 Months |
2.30% |
2.30% |
| 30-35 Months |
2.30% |
2.30% |
| 36-47 Months |
2.50% |
2.50% |
| 48-59 Months |
2.50% |
2.50% |
| 60 Months |
2.50% |
2.50% |
Savings
| Rate | APY** |
| First Savings |
0.25% |
0.25% |
IRA's
| Rate | APY** |
| 12 Month Variable |
2.00% |
2.02% |
| 12 Month Fixed-Rate |
2.00% |
2.02% |
| 24 Month Fixed-Rate |
2.30% |
2.32% |
Rewards Checking
When Rewards Checking eligibility requirements are NOT met:
| Rate | APY** |
| All Balance |
0.10% |
0.10% |
When Rewards Checking eligibility requirements ARE met:
| Rate | APY** |
| All Balance |
1.10% |
1.10% |
Checking
| Rate | APY** |
| Classic Checking |
0.10% |
0.10% |
| Forward 50/Plus Checking |
0.10% |
0.10% |
| Ultimate I/II Checking |
0.10% |
0.10% |
First City Bank Prime Rate - 4.00%
Earnings Credit Rate (90 day Treasury Bill Rate) - 0.100%
*All products are priced daily and subject to change without notice. **APY = Annual Percentage Yield.
