Important Infomation About Your Check Card

Get an extra layer of security when you shop online by registering your First City Bank Check Card in Verified by Visa®, a free service that confirms your identity with an extra password when you make an online transaction at participating merchants. 

You can register for Verified by Visa® when you shop online during the checkout process or you can enroll now.  However you register, you'll have peace of mind knowing you can password protect your online purchases.  It's easy, free and only takes a few minutes!

We may be calling you

To protect your account, we monitor your ATM and debit card transactions for potentially fraudulent activity which may include a sudden change in locale (such as when a U.S.-issued card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world.

If we suspect fraudulent ATM or debit card use, we'll be calling you to validate the legitimacy of your transactions. Your participation in responding to our call is critical to prevent potential risk and avoid restrictions we may place on the use of your card.

• Our automated call will ask you to verify recent transaction activity on your card.
• You'll be able to respond via your touchtone keypad.
• You'll also be provided with a toll-free number to call should you have additional questions.

Our goal, quite simply, is to minimize your exposure to risk and the impact of any fraud. To ensure we can continue to reach you whenever potential fraud is detected, please keep us informed of your correct phone number and address at all times.  

In the meantime, please be diligent in monitoring transaction activity on your account and contact us immediately if you identify any fraudulent transactions. 
 
If your card is lost stolen, or you suspect it is being used fraudulently, report it to us immediately by calling (850)244-5151 or after hours (800)554-8969.