Thursday, August 21, 2014

Business Checking Accounts


Small Business Checking

Our Small Business Checking Account is designed to meet the special needs of smaller business owners. The features include:



Business Checking

Our Business Checking Account is designed for businesses that have high transaction volumes and allows you to offset activity costs by earning credit for all collected balances (minus reserve requirements). The features include:

  • $100 minimum to open
  • $15 monthly service charge
  • Transaction charges - priced according to the chart below
  • Per item paid - $0.18
  • Per deposits credited - $0.50
  • Per item deposited - $0.15
  • Earnings credit rate - 90-day T-bill rate



Business Interest Checking

An interest-bearing checking account designed for sole proprietors. The features include:

  • $100 minimum to open
  • Per item paid up to 50 processed at no charge (.50 per item over 50)
  • Per item deposited up to 75 processed at no charge (.50 per item over 75)
  • $12 monthly service charge if minimum daily balance of $3000 is not maintained
  • Interest paid on minimum daily available balance of $1,500 or more
  • Monthly service charge waived with Personal Account Relationship (Rewards or Classic Checking)
  • Free Business Checkcard
  • Online Banking
  • Business Bill Pay - demo
  • Remote Deposit - demo



Nonprofit Checking

As a community bank, we consistently extend support to the nonprofit associations in our area. That’s why we have designed a low cost checking account for the 501© designated organizations. The features include:

  • $100 minimum to open
  • $3.00 monthly service charge if minimum daily balance of $300 is not maintaned
  • 501(C) award letter required



Merchant Services

First City Bank’s Merchant Services Representative can help you establish your credit card processing quick and easy.

Cash Management

First City Bank has an array of Cash Management services that can be tailored for your specific business or industry. Learn more »

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First City Bank | 135 Perry Avenue, Fort Walton Beach, FL 32548

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