What Suits You?

• FREE PLUS CHECKING
  A checking account with no minimum balance requirement…
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• REWARDS CHECKING
  High interest checking
  with free nationwide ATMs…
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• CLASSIC CHECKING
  Classic Checking provides many valuable benefits and pays you interest on your deposit…
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Important Changes to Your Overdraft Privilege Service
The Federal Reserve has issued new regulatory requirements that will change how overdrafts are handled by financial institutions for consumer accounts.  The Overdraft Privilege service you may currently have for ATM and everyday debit card transactions will only continue until August 15, 2010, unless you notify us that you wish to continue to receive the service for those transactions. To "Opt-In", you may call us at (850) 244-5151 or submit the Opt-In form online.

First City Bank FDIC Insurance Notice
First City Bank is participating in the FDIC's Transaction Account Guarantee Program.  Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.