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Identity Theft Tips
- Ensure websites are secure prior to submitting your check card or account number.
- Never throw away bank statements in usable form.
- Be aware of missed statements which could indicate your account has been taken over.
- Be cautious of scams requiring you to provide your personal information.
- Never give your check card or account number over the phone unless you make the call.
- Monitor your bank statements monthly for any fraudulent activity.
- Report unauthorized transactions to the Bank as soon as possible.
- Review a copy of your credit report at least once a year.
- Additional Safety Tip Information - Internet Crime Complaint Center
Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
